Interactive Calculator

Home Loan Refinance Savings Estimator

🔒Private

Calculate monthly instalment savings, total interest reduction, payback period, and CPF OA impact when switching home loans.

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Loan & Refinancing Specifications
Input existing housing loan terms and prospective bank rates
Property Type
$
0.25% – 6.00%
%
0.25% – 6.00%
%
yrs
mos
$
Legal fees, valuation charges, and early settlement penalty
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Enter loan details to view refinancing savings
Clear Answers

Frequently Asked Questions

Repricing is switching to a different loan package within your current bank, which usually costs $0 to $800 with minimal paperwork. Refinancing is transferring your mortgage to a new bank, which involves a legal conveyancing lawyer and property valuation, often subsidized by the new bank.