Interactive Calculator
Car Ownership Cost Calculator
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Calculations run 100% locally in your browser. No financial inputs or personal data are retained or sent to any server.Model 10-year COE straight-line depreciation, flat hire-purchase interest schedules, and tiered road tax rates.
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LTA Latest COE Open Bidding Prices
Latest ResultsOfficial Singapore Certificate of Entitlement (COE) Quota Premium (QP) bidding prices from LTA OneMotoring. Click any card below to apply.
⚡ Popular Singapore Car Model PresetsClick to auto-fill specs, OMV & prices
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Car & COE Specifications
Primary purchase capital and COE bidding costs
Vehicle Category
Pricing Calculation Mode
$car price
COE Prevailing / Bid Price$126,000
$COE Quota Premium
$20,000$100,000$180,000
Planned Ownership Tenure10 Years
1 Year5 Years10 Years (Full COE)
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Financing & Hire Purchase
MAS regulations and loan parameters
Cash Down Payment30% ($0)
Min (20%)50%100% Cash
Loan Tenure (Max 7 Years in SG)
Quoted Flat Interest Rate2.78% p.a.
1.5% p.a.2.78% (Avg)5.0% p.a.
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Recurring Maintenance & Operations
Fuel, road tax, parking, insurance, and servicing
Engine Powertrain Type
Engine Capacity1,598 cc
$/yr
$/mo
$/mo
$/yr
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Enter vehicle details to see total ownership costs
Clear Answers
Frequently Asked Questions
For an entry-level Category A car (e.g. Toyota Yaris Cross, Honda Jazz, or Hyundai Avante), total monthly expenses typically range between $1,500 and $2,100 per month, comprising ~$1,100/mo depreciation + $350 fuel/ERP + $250 parking + $150 road tax & insurance.